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"Working with Jeff Nett and his team made closing on our loan a seamless experience. From the initial contact throughout the entire process the RATESALE.COM team was available to address our questions and concerns. Jeff provided us with various loan options that allowed us to select the best fit for our situation and explained the pros and cons of each choice. The team worked to help us close the transaction easily within the projected time period. They even helped us with a slight snag that required some extra supporting documents. It felt like working with a close friend who had our best interests in mind. We highly recommend RATESALE.COM, Jeff Nett and the team. They will be our choice for future loan needs."Sherril Brice
Finding properties in your budget... send me a link!
RATESALE - MORTGAGE RATES YOU CAN TRUST
Get Pre-Approved 6-months prior to home shopping so you come out the strongest borrower you can be!
RATESALE - MORTGAGE RATES YOU CAN TRUST
No, you don't have to put 20% down on a loan to buy a property!
RATESALE - MORTGAGE RATES YOU CAN TRUST
Mortgage Brokers vs. Retail Banks... information you must know!
RATESALE - MORTGAGE RATES YOU CAN TRUST
Supplemental taxes, and what to look out for after you close on your property?
RATESALE - MORTGAGE RATES YOU CAN TRUST
Absolute best use of your VA benefits to build long-term wealth.
RATESALE - MORTGAGE RATES YOU CAN TRUST
What are the minimum down payment requirements based on each loan type?
RATESALE - MORTGAGE RATES YOU CAN TRUST
So many choices... what property type fits your lifestyle?
RATESALE - MORTGAGE RATES YOU CAN TRUST
What are HOA fees for and how do I know if they are worthwhile?
RATESALE - MORTGAGE RATES YOU CAN TRUST
Understanding Conforming, Jumbo, VA, and FHA Loan Limits in 2023 and beyond.
RATESALE - MORTGAGE RATES YOU CAN TRUST
In 2023, what are the loan limits in San Diego County?
RATESALE - MORTGAGE RATES YOU CAN TRUST
In purchase transactions, how are Escrow and Title companies involved?
RATESALE - MORTGAGE RATES YOU CAN TRUST
Understanding Credit Reports
RATESALE - MORTGAGE RATES YOU CAN TRUST
Is it important to meet with your Loan Officer in person?
RATESALE - MORTGAGE RATES YOU CAN TRUST
Understanding mortgage rates and the difference between mortgage rates and the Fed Funds Rate (pt 1)
RATESALE - MORTGAGE RATES YOU CAN TRUST
Should I refinance my loan?
RATESALE - MORTGAGE RATES YOU CAN TRUST
Understanding your credit score and the benefits of improving your score!
RATESALE - MORTGAGE RATES YOU CAN TRUST
How do mortgage professionals make money?
RATESALE - MORTGAGE RATES YOU CAN TRUST
6 Ways We Help You Lock in Lower Rates
Let our experienced team of Mortgage Advisors guide you through the buying or
refinancing process quickly, efficiently, and confidently.

Secure Your Home Purchase Loan
Rates are competitive — so it's a great time to buy! We'll help you apply for, compare, and choose a home purchase loan that makes your dream home an affordable reality.

Refinance for Better Rates
Take advantage of today's great terms to significantly lower your monthly payment, the interest you pay over the life of your loan, or both. How will you use the money we put back in your pocket?

Compare Rates & Pick the Best
You wouldn't accept the first offer at the car lot, so don't just take your first mortgage offer. Use our rate comparison tool to shop around and find the terms that work best for you.

Get Your Loan Funded Faster
Other lenders giving you the runaround? Our fast funding options mean you'll never miss out on the house you really want.

Evaluate Your Property
Know where you stand. With your up-to-date property evaluation in hand, you'll be better equipped to choose the loan terms that fit your goals.

Get a Cash-Out Refinance
Take advantage of your home's equity with a cash-out refinance — and put your home loan to work for you.
Know Your Options &
Get Pre-Approved with
Our Quick & Easy Tools

Get your FREE
Pre-Approval Letter
Find out how much home you can afford by getting pre-approved for your next home loan now.
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Analyze Your
Refinance Options
This free calculator crunches the numbers for you. Find out exactly how much money you can save by refinancing.
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Compare Today's
Mortgage Rates
Browse today's rate comparisons to see which individual mortgage terms make the most sense for you.
Get Started NowYour Home Loan Could Be
Fully Funded 30 Days From Now
Get fast, custom loan quotes to compare. Fill out our streamlined, 100% online loan application. Move through the approval process quickly and seamlessly. When you work with RATESALE.COM for your home loan or refinance, you can get your money and do what you want with it - usually in less than 30 days.

Pick the Right Home
Purchase Loan for You

Pick the Right Home
Purchase Loan for You
Becoming a homeowner all depends on finding the best possible loan scenario for your unique situation. We're here to help you make that choice.
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Accomplish Your
Strategic Refinance

Accomplish Your
Strategic Refinance
Want some financial wiggle room? Planning to upgrade your home? We'll help you choose a refinance rate that saves you meaningful money. What you do with it is up to you.
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Shop Around for the
Best Rate

Shop Around for the
Best Rate
As the potential homeowner, YOU hold all the power. Before signing your first loan offer, browse our rate comparisons to make sure you're getting the best deal and the right-fit terms.
Get Started NowGet Your Mortgage Rate Quote in Just 30 Seconds!
Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your FREE customized rate comparison below: